Kick Off Aloha Friday with Events Near Your Long Beach Home

Aloha Friday - Fun Times Near Your Long Beach homeAloha Friday is here and there are some great events near your Long Beach home! Relax and enjoy a weekend down by the sea with a mix of free  events involving music, crafts, and exhilarating speed.

On Saturday, August 3rd, Mike Vitale is playing at The Pike at Rainbow Harbor. Bring lawn chairs and blankets and chill out to Vitale’s acoustic tunes. The concert is from 5 to 7 p.m. Click here for more details.

There’s going to be even more great live music playing near your Long Beach home at the Wilmore 9 Festival. Head over to downtown Long Beach on Saturday, August 3rd and Sunday, August 4th, from noon to 10 p.m. In addition to live bands, there will also be five theaters screening the films of new filmmakers. Galleries will showcase the work of artists and photographers and crafters will demonstrate and sell their unique creations. You can even grab something tasty at one of the food trucks parked around the festival! Visit the Wilmore 9 Festival for more details.

For some excitement near your Long Beach home, check out Southern California Speedboat Club’s races. They’ll be held Saturday, August 3rd and Sunday, August 4th at Long Beach Marine Stadium. Click here for the complete schedule.

If you’d prefer to spend your weekend searching for Long Beach condos or homes, give me a call or shoot me an email. I’d love to assist you in finding the perfect mortgage for a house you can afford.

Owning a Hawaii Home – Dream or Reality?

Hawaii home buying at house you can affordI know I’m not the only one who dreams of living in Paradise and owning a Hawaii home, though I may be a little more vocal about it! Do you long to live in a place where the graceful Aloha spirit is alive and well, too?

At House You Can Afford, we’re dedicated to helping your realize the home of your dreams, whether you seek a Long Beach home or a Hawaii home. Coastal living and gorgeous sunsets are well appreciated by us!

Because of that, we will be doing a series of posts about owning a home in Hawaii. If you’ve moved beyond just dreaming, and are ready to think seriously about a Hawaii home, there are some important decisions to make before you start your house hunting and we want to be at your side as you make them.

First you must decide if you’d rather rent or buy. Renting can seem easier, since you wouldn’t be responsible for repairs or upkeep, but buying a home in Hawaii has many financial advantages. Owning a home means that your initial investment has the potential for appreciating in value. Over the last 40 years, the average increase in value on homes in Hawaii is 3%. This is a good return over time. Owning a second home in Hawaii can also mean tax savings, since both the mortgage interest and property taxes are tax-deductible. Best of all, when you own a home, you can make changes and upgrades to the property that suit your needs and tastes and control when you visit and who comes with you!

If you’d like to talk seriously about owning a second home or more specifically a Hawaii home, contact Ric Dizon at House You Can Afford. Ric will walk you through the Hawaii financing process, find you a right realtor, and have you beachside in no time!

Say Aloha Near the House You Can Afford

Celebrate Aloha Friday with Ric Dizon and the house you can affordThis weekend is a time to celebrate fathers everywhere, and here are some fun events to consider near the house you can afford in Long Beach. If you’re still wondering about gift ideas, check out my Father’s Day post, which lists ideas to have Dad feeling the Aloha spirit in no time!

Long Beach Events Near the House You Can Afford

Come down to the beach on Saturday evening for some sunset movie fun at 5825 East Appian Way where families can settle in for some low-key, aloha-styled family fun watching the Lorax outdoors, away from their Belmont Heights homes. The movie and parking are free, so bring some lawn chairs and blankets and a little money for kettle corn to enjoy on your night out. Click here for a map of the location.

Sunday, June 16th is the perfect day to join in the hunt for fabulous finds for the house you can afford at the Long Beach Antique Market, unless you have something special planned for Dad! Held all day long in Long Beach Veterans Stadium, located at 4901 East Conant Street, you can peruse more than 800 vendors, in your search for the perfect eclectic item for your Long Beach home. From nautical and Hawaiian treasures to bikes, vintage clothing and furniture, you’ll be delighted with the selection. Visit their website to learn more.

As always, if you see a Long Beach home you are interested in learning more about on my website, give me a call. I can help you determine how much house you can afford and maybe even find the perfect Los Altos home for you!

Plan For Bike Riding Near Long Beach Homes This Aloha Friday

Aloha Friday Celebrates Bike Riding Near Long Beach HomesBeautiful skies and warm weather kick off the perfect start to this week’s Aloha Friday near Long Beach homes.

Were you aware that May is National Bike Month? Bike riding provides the perfect opportunity to enjoy the surroundings of the house you can afford and this week the City of Long Beach is sponsoring several events to help you get moving!

On Saturday, May 18th you can take part in a “Lawns to Gardens” FREE bike tour hosted by landscaper Green Genie and the Long Beach Water Department. You’ll see a variety of Belmont Shore home lawns that have been transformed into garden landscapes of thirty Belmont Shore homes. The four hour ride begins at 10 a.m. This is not just a “ride by and point” tour, however, since you can bring all your drought-tolerant landscape questions. You may just discover the answer you need for your Long Beach house you can afford! You must RSVP, so email [email protected] if you’d like to attend.

If learning about water conservation and landscaping ideas is not of interest, but you would still like to bike, you can ride down to the 30th annual Long Beach Pride Celebration. The Bikestation located at the First Street Transit Mall (downtown) will be offering free parking for your bike on Saturday and Sunday during the festivities.

On Sunday, May 19th families of all ages can join in the fun at the Kidical Mass Bixby Knolls with a family neighborhood bike ride from 1 to 3 pm. Meet up at Georgie’s Place, located at 3850 Atlantic, for free ice cream, safety tips, and a Safe Moves Bike Rodeo. Find out more by clicking here, and be sure to wear your helmet!

Celebrate “No Diet” Days Near Long Beach Homes

Dining near Long Beach homesHolidays and family gatherings bring to mind fond food memories, plenty of which can be found near Long Beach homes!  With Mother’s Day and graduation celebrations, there’s no better time to share some local hot spots and dining delights where you can enjoy your “No Diet” days near the house you can afford in Long Beach.

Ric’s Top 10 “No Diet” Destinations Close To Long Beach Homes

1. Open Sesame, located at 5215 E 2nd Street – The food (mix of Persian, Mediterranean, Lebanese) is so incredible you’ll understand the reason for the crowd.

2. Café Piccolo, located at 3222 East Broadway - Ambiance and gourmet Italian cuisine complete with atrium and twinkling lights make this the perfect romantic getaway.

3. La Traviata, located at 301 N Cedar Avenue - Wonderful service and delicious food in this transport you to Italy hotspot.

4. Los Compadres, located at 3229 E Anaheim Street - Tasty Mexican food with fresh tortillas. Need I say more?

5. ASHA Moroccan Mediterranean Restaurant, located at 149 Linden Avenue in Suite E – Beautiful decor, outstanding service and delicious Mediterranean food make this a must try, too!

6. Canadian Pizza, located for pick up at 1241 E 4th Street, but they also DELIVER – If you’re in the mood for a decadent looking and tasting pizza, you’ve gotta call them at 562.980.7605.

7. Rascals Teriyaki Grill, located at 1760 Bellflower Boulevard – Fantastic Japanese and whether you prefer Shabu shabu and rice bowls or salads, you won’t be disappointed. Perfect lunch place!

8. La Creperie Café, located at 4911 E 2nd Street – Delicate and authentic, you’ll enjoy a delicious French meal and wish you had room for more.

9. El Torazo, located at 2801 E 10th Street – $1 tacos on and on Aloha Fridays! Great breakfast burritos and yummy salsa, too, and at these prices, eating here will definitely keep you in the house you can afford!

10. 555 East, located at 555 East Ocean Boulevard – Superb service, delicious entrees (known for extremely tender steak, though everything is good), 555 has been a Long Beach standby for decades and is worth the occasional splurge.

A Financial Advisor Coaches Toward The House You Can Afford

Financial Advisor Helps You Get the House You Can AffordWorking with a financial advisor can be very helpful when you are starting the process of buying a house you can afford. Accuracy, details, and accountability are extremely important and beneficial to you and your loan officer as you try to gauge where you are at in the home buying process.

Often times I hear that people avoid financial advisors (or financial planners) because they are embarrassed or afraid. I want to introduce you to a local friend of mine who can help you understand your finances and get you closer to the house you can afford. Her name is Jennifer Fontanilla and you can reach her via email or at 714.798.3392. Mention my name and you’ll even get a free financial consultation.

Jennifer will help you navigate through the often muddy financial waters and help you determine savings goals and cash flow along with insurance and retirement needs, as well as help you envision your plan of finding a house you can afford. Her goal is to create financial success for you, as your personal advisor. Trust me, you’ll like doing business with her and she’ll get your finances in order so you may be able to buy the house you can afford much sooner than your expected!

Celebrate This Aloha Friday with Art, Music and Nature!

Bring the Aloha Friday Spirit to the house you can affordThis is a great week to celebrate community events with the Aloha Friday Spirit!  Depending on what activity you choose, you may even see swimming turtles! As I seek out fun things and places I try to be conscious of cost as my prime concern, as a mortgage consultant, is finding you and helping you sustain a Long Beach house you can afford! Check out these no to low cost events that will give you opportunity to mingle and get to know Long Beach a little better.  They are worth the time!

  • First Fridays in Bixby Knolls always promises an evening of fine art, unique shopping and delicious dining. But this Friday, May 3rd will be more special as all things “David Bowie” are rolled out for “Moonage Daydream,”  an evening of celebrating  space age glam rock.  From 6:30 to 10 p.m., you and your family can enjoy interactive activities featuring Ziggy Stardust and all sorts of dancing, from break dancers to Martian dancers. A variety of indie, blues and jazz musicians will entertain as well as poets and other groups. Arts that are out of this world will complete the themed event, from chalk drawings to spacey crafts and goodies.  Click here to find out more.
  • Saturday, May 4th from 8 a.m. to 3 p.m. you can be one of the first to experience the Community Arts Fair and Flea Market at the Long Beach Playhouse, located at 5021 E. Anaheim Street. Artists, crafters, antique collectors and vendors who live in Long Beach will  be sharing their wares and products at bargain proces, giving you the chance to find a treasure for the house you can afford.
  • If you’d rather commune with nature this Saturday, May 4th, consider a jaunt over to the Long Beach wetlands at 8 a.m. From eagles to fish and turtles, you are bound to see something interesting on this two hour hiking tour led by naturalists. Children must be at least seven years of age to attend. Find the group at the inland side of P.C.H. and 1st Street, in Seal Beach (just before you enter Long Beach). Email your RSVP to Elizabeth if you are planning on attending.

Enjoy The Outdoors This Aloha Friday Near the House You Can Afford

Aloha Friday indoors & outdoors near the House You Can Afford!It’s Aloha Friday and to celebrate the end of the week, here are some fun ways to make the most of living in the house you can afford in Long Beach! Beautiful weather is on the horizon so you may decide to just go play at the park or beach, but if you’re looking for something to do – indoors or out – these ideas may come in handy!

Want to safely explore near your Long Beach home by bicycle? Bike Long Beach and Metro L.A. Tours are teaming up to help those who live in Long Beach get to know their neighborhood by Council District. This Saturday, April 27th up to 25 residents of the Second Council District can tour from 9 to 11 a.m. Along with learning bike safety tips, you’ll learn the significance behind local businesses, parks and historical landmarks as you join the tour! RSVP or find out more at 562.570.6684 and have a great time touring near the Long Beach house you can afford!

If you don’t mind spending a little money for entertainment, you can also venture downtown on either Friday or Saturday evening to see a rendition of “The Wedding Singer” at the Center Theater at the Long Beach Convention Center. An intimate venue, the show will be presented by Renaissance High School for the Arts at 7:30 p.m. and is sure to be worthwhile. Tickets are $25 per adult and $17 for students and children and the theater is located at 300 East Ocean Boulevard.

For a more classical musical performance, you can visit the Terrace Theater at the Convention Center and attend the Long Beach Symphony Orchestra for their weekly matinee on Sunday, April 28th at 2 p.m. This week’s performance will delve into Brahms and tickets start at $10. Learn more at the LBSO website.

10 Ways to Reduce Stress and Increase Loan Approval For the House You Can Afford

Increase Loan Approval with Ric DizonWhen it comes to getting a home loan for the house you can afford, we all expect to have some obstacles. However, when you work with me, Ric Dizon, I make it as easy as possible. That’s just part of who I am and how I operate and honestly, I really DO want you to find the perfect rate for a house you can afford, so I do all I can to make it happen and increase your loan approval.

Top 10 Ways I Reduce Stress and Increase Loan Approval Rates?

1.  I ask you to fill out an EASY application (under 5 minutes) once.
2.  I evaluate all loan products and am a one-stop source for funding, whether you are refinancing or buying a new home.
3.  I assess your individual situation and recommend what’s best for you.
4.  I call and email you back (within 12 hours) and will answer your questions accurately.
5.  I am honest with you about your rates, fees, points and options. If I know a better program I will share it with you.
6.  I believe in solid timeframes. When I say your loan will fund, I mean it.
7.  I share my valued network of industry professionals with you if additional counseling is needed.
8.  I respect your comfort level – your security and savings are my goal. I listen to your needs and wants and determine ways to achieve them.
9.  I know the local community and LOVE Long Beach and can even help you in your Long Beach home search!
10.  I can refer you to other resources throughout the community and keep you posted on events even AFTER you have purchased the house you can afford.

Take a few minutes and fill out this home loan application now and you will be on your way to your house you can afford!

Celebrate This Week’s Aloha Friday with a Grand Prix Earth Day Combo!

Aloha-Friday-in-Long-Beach-with-Ric-DizonToday’s Aloha Friday kicks off with the Toyota Grand Prix of Long Beach, an historic event which began early this morning and will continue through Sunday near the Long Beach house you can afford. A yearly event attracting nearly 200,000, the Grand Prix will also set the stage for a Lifestyle Expo & Green Power Technology Exhibits, a Family Fun Zone, and live entertainment. Several charity events are also tied to this Grand Prix event, including a golf tournament and charity ball and you can find out more about all of these events by visiting the  Long Beach Grand Prix website.

While the race grounds may be the hub of activity this week, there’s still plenty more to do near your Long Beach home!

For a Saturday in the sun serving your community, head on over to the sand on the east side of the Belmont Pier to join in the Earth Day beach cleanup with El Dorado Nature Center volunteers at 9 a.m.  If the house you can afford happens to be closer to Belmont Shore, you can participate in the beach cleanup at the beach parking lot located at 1 Granada Avenue, too! Here you’ll find crews of all ages dressed in pajamas (for a sleepwear contest) as families and their dogs converge to spruce up the beach, including Rosie’s Dog Beach, to do a little good in their community. Volunteers are given free beach parking until 1 p.m., when they arrive between 9:35 and 10 a.m., as well.

You can also focus on earth friendliness (and get in a little car racing, too) at the Solar Grand Prix at El Dorado Park on Saturday, April 20th!  Located at 7550 E Spring Street, in the soccer fields, you’ll find plenty of active fun as school teams from all over Long Beach gather to race their solar-powered car creations. This event is free and will run from 9 a.m. to 2 p.m., with opening ceremonies beginning at 10:15 and races following at 10:30 a.m.  More information is available through the City of Long Beach.

No matter which events you choose on your Aloha Friday, you can be sure to have a great time this week near the house you can afford in Long Beach!